Terms for using Stop The MCA services

SMS Alerts Program

Go to stopthemca.com and sign up to receive campaign notifications from Stop The MCA, by registering your mobile number with us. After signing up, you will receive an email from noreply@stopthemca.com.

For additional assistance, please get in touch with us call us toll-free at (844) 774-STOP.

Stop The MCA Alert provides users with critical account notifications, security alerts (including 2FA), customer support, and periodic informational/ marketing updates regarding business financing resources and debt consultation services.

Message Frequency

Message frequency varies based on user interaction and account status. Users can expect recurring messages.

Pricing

Message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

Supported Keywords

• HELP: For more information, text HELP to the number you received the text from, call (844) 774-STOP.
• STOP: You can cancel the SMS service at any time. Just text STOP to the number you received the text from. After you send the SMS message STOP to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

Carriers

Carriers are not liable for delayed or undelivered messages.

Privacy Policy

Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. See our Privacy Policy for more information.

Compatible carriers include: AT&T, Sprint/Boost/Virgin, T-Mobile/ MetroPCS, Verizon Wireless, C Spire Wireless, Carolina West Wireless (CWW), CellCom USA, Google Voice, U.S. Cellular, ACS/Alaska, Advantage Cellular (DTC Wireless), Aio Wireless/Cricket, Appalachian Wireless, Atlantic Tele-Network International (ATN), Bandwidth, Bluegrass Cellular, Buffalo Wireless, CableVision, Cellular Network Partnership (PIONEER), Cellular One of East Central Illinois, Chariton Valley Cellular, Chat Mobility USA, ClearTalk (Flat Wireless), Copper Valley, Coral Wireless (Mobi PCS), Cross Telephone Company (MBO Wireless), Duet IP (Maximum Communications New Core Wireless), Element Mobile (Flat Wireless), Epic Touch (Elkhart Telephone), GCI Communications Corp, Golden State Cellular, i Wireless (IOWA Wireless), Illinois Valley Cellular (IV Cellular), Immix (Keystone Wireless), Inland Cellular Telephone Company, Leaco, Mosaic (Consolidated or CTC Telecom), MTA Communications, MTPCS (Cellular One Nation), Nex-Tech Wireless, Northwest Missouri Cellular Limited, Panhandle Telecommunications Systems (PTCI), Peoples Wireless, Pine Belt Wireless, Pine Cellular, Revol Wireless USA, RINA, Sagebrush Cellular (Nemont), SI Wireless/ Mobile Nation, SouthernLinc, SRT Wireless, Texas RSA 3 Ltd (Plateau Wireless), Thumb Cellular, Union Telephone Company (Union Wireless), United Wireless, Viaero Wireless, West Central Wireless (5 Star Wireless). T-Mobile is not liable for delayed or undelivered messages.

By subscribing to Stop The MCA’s SMS program, you agree to receive recurring automated marketing messages at the phone number provided. Consent is not a condition of purchase. Message frequency may vary. Message and data rates may apply. Reply HELP for help or STOP to unsubscribe. Supported carriers include AT&T, T-Mobile, Verizon, and others. Carriers are not liable for delayed or undelivered messages. View our Privacy Policy for more information.

Website Terms and Conditions

Last Updated: July 14, 2026

Please read these Terms of Service carefully. By accessing or using this web site, you agree to be bound by the terms and conditions described herein and all terms incorporated by reference. If you do not agree to all of these terms, do not use this website.

This website is operated by Stop The MCA. These Terms of Service apply solely to your access to, and use of, the Stop The MCA’s website operated by Stop The MCA and other Stop The MCA websites and mobile applications and other social media applications which link to these Terms of Service (the ‘Sites’). These Terms of Service do not alter in any way the terms or conditions of any other agreement you may have with Stop The MCA for products, services or otherwise.

We reserve the right to change or modify any of the terms and conditions contained in the Terms of Service or any policy or guideline of the Sites, at any time and in our sole discretion. Any changes or modifications will be effective immediately upon posting of the revisions on the Sites, and you waive any right you may have to receive specific notice of such changes or modifications. Your continued use of these Sites following the posting of changes or modifications will confirm your acceptance of such changes or modifications. Therefore, you should frequently review the Terms of Service and applicable policies from time-to-time to understand the terms and conditions that apply to your use of the Sites. If you do not agree to the amended terms, you must stop using the Sites.

1. Privacy Policy

Please refer to our Privacy Policy for information on how we collect, use and disclose personally identifiable information from our users.

2. Copyright and Limited License

Unless otherwise indicated in the Sites, the Sites and all content and other materials on the Sites, including, without limitation, Stop The MCA’s logo, and all designs, text, graphics, pictures, information, data, software, tools, widgets, sound files, other files and the selection and arrangement thereof (collectively, the ‘Site Materials’) are the proprietary property of Stop The MCA or its licensors or users and are protected by U.S. and international copyright laws.

You are granted a limited, non-sublicensable license to access and use the Sites and the Site Materials for your informational, non-commercial and personal use only. Such license is subject to these Terms of Service and does not include: (a) any resale or commercial use of the Sites or the Site Materials therein; (b) the reproduction, distribution, public performance or public display of any Site Materials, except as expressly permitted on the Site; (c) modifying or otherwise making any derivative uses of the Sites and the Site Materials, or any portion thereof; (d) use of any data mining, robots or similar data gathering or extraction methods; (e) downloading (other than the page caching) of any portion of the Sites, the Site Materials or any information contained therein, except as expressly permitted on the Sites; or (f) any use of the Sites or the Site Materials other than for its intended purpose. Any use of the Sites or the Site Materials other than as specifically authorized herein, without the prior written permission of Stop The MCA, is strictly prohibited and will terminate the license granted herein. Such unauthorized use may also violate applicable laws, including, without limitation, copyright and trademark laws and applicable communications regulations and statutes. Unless explicitly stated herein, nothing in these Terms of Service shall be construed as conferring any license to intellectual property rights, whether by estoppel, implication or otherwise. This license is revocable at any time.

3. Repeat Infringer Policy

In accordance with the Digital Millennium Copyright Act (‘DMCA’) and other applicable laws, Stop The MCA has adopted a policy of terminating, in appropriate circumstances as determined by Stop The MCA in its sole discretion, subscribers or account holders who are deemed to be repeat infringers. Stop The MCA may also at its sole discretion limit access to the Sites and/or terminate the accounts of any users who infringe any intellectual property rights of others, whether or not there is any repeat infringement.

4. Trademarks

You may not use any metatags or any other ‘hidden text’ utilizing ‘Stop The MCA’ or any other name, trademark or product or service name of Stop The MCA without our prior written permission. In addition, the look and feel of the Site, including all page headers, custom graphics, button icons and scripts, is the service mark, trademark and/or trade dress of Stop The MCA and may not be copied, imitated or used, in whole or in part, without our prior written permission. All other trademarks, registered trademarks, product names and company names or logos mentioned in the Sites are the property of their respective owners. Reference to any products, services, processes or other information, by trade name, trademark, manufacturer, and supplier or otherwise, does not constitute or imply endorsement, sponsorship, or recommendation thereof by us.

5. Hyperlinks

You may not use a Stop The MCA logo or other proprietary graphic of Stop The MCA to link to these Sites without the express written permission of Stop The MCA. Further, you may not use, frame or utilize framing techniques to enclose any Stop The MCA trademark, logo or other proprietary information, including the images found at the Sites, the content of any text or the layout/design of any page or form contained on a page on the Sites without Stop The MCA’s express written consent. Except as noted above, you are not conveyed any right or license by implication, estoppel or otherwise in or under any patent, trademark, copyright or proprietary right of Stop The MCA or any third party.

Stop The MCA makes no claim or representation regarding, and accepts no responsibility for, the quality, content, nature, or reliability of third-party Web sites accessible by hyperlink from the Sites, or Web sites linking to the Sites. Such sites are not under the control of Stop The MCA and Stop The MCA is not responsible for the contents of any linked site or any link contained in a linked site, or any review, changes or updates to such sites. Stop The MCA provides these links to you only as a convenience, and the inclusion of any link does not imply affiliation, endorsement, or adoption by Stop The MCA of any site, or any information contained therein. When you leave the Sites, you should be aware that our terms and policies no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any site to which you navigate from the Sites.

6. Third Party Content

We may make third party information and other content available on or through the Sites (the ‘Third Party Content’) as a service to those interested in this information and we may provide information regarding or access to third party products or services available on or through the Sites (‘Third Party Products and Services’). Your business dealings or correspondence with such third parties, and any terms, conditions, warranties or representations associated therewith, are solely between you and such third party. Stop The MCA does not control, endorse or adopt any Third-Party Content or Third-Party Products, and makes no representation or warranties of any kind regarding the Third-Party Content, including, without limitation, regarding its accuracy or completeness. You acknowledge and agree that Stop The MCA is not responsible or liable in any manner for any Third-Party Content and undertakes no responsibility to update or review any Third-Party Content. Users use such Third-Party Content contained therein at their own risk.

7. Advertisements and Promotions; Third-Party Products and Services

Stop The MCA may run advertisements and promotions from third parties on the Site or may otherwise provide information about or links to third-party organizations, products, or services on the Site. Your dealings or correspondence with, or participation in promotions of, such third parties, and any terms, conditions, warranties or representations associated with such dealings or promotions are solely between you and such third party. Stop The MCA is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or promotions or as the result of the presence of such non-Stop The MCA advertisers or third-party information on the Site.

8. Submissions

You acknowledge and agree that any feedback, questions, comments, suggestions, ideas, or other information or materials regarding the Site or Stop The MCA that are provided by you in the form of email or other submissions to Stop The MCA, or any postings on the Sites, are non-confidential and shall become the sole property of Stop The MCA. Stop The MCA shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these materials for any purpose without acknowledgment or compensation to you.

9. User Content and Interactive Services or Areas

The Sites may include interactive areas or services (‘Interactive Areas’), such as forums, blogs, chat rooms or message boards, or other areas or services in which you or other users may create, post, share or store content, messages, materials, data, information, text, graphics, audio, video, or other items or materials on the Sites (‘User Content’). You are solely responsible for your use of such Interactive Areas and use them at your own risk. By using any Interactive Areas, you agree not to post, upload to, transmit, distribute, store, create, or otherwise publish through the Sites any of the following:

• User Content that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory, fraudulent, deceptive or misleading;
• User Content that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national or international law;
• User Content that may infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party;
• User Content that impersonates any person or entity or otherwise misrepresents your affiliation with a person or entity;
• Unsolicited promotions, advertising, or solicitations;
• Private information of any third party, including, without limitation, addresses, phone numbers, email addresses, Social Security numbers and credit card numbers;
• Viruses, corrupted data or other harmful, disruptive or destructive files;
• User Content which violates the terms of any Stop The MCA guidelines, policies or rules posted on the Site or otherwise provided to you; and
• User Content that, in the sole judgment of Stop The MCA, is objectionable or which restricts or inhibits any other person from using or enjoying the Interactive Areas or the Sites, or which may expose Stop The MCA or its users to any harm or liability of any type.

Stop The MCA takes no responsibility and assumes no liability for any User Content posted, stored or uploaded by you or any third party, or for any loss or damage thereto, nor is Stop The MCA liable for any mistakes, defamation, slander, libel, omissions, falsehoods, obscenity, profanity or objectionable content you may encounter. Your use of Interactive Areas is at your own risk. Enforcement of the user content or conduct rules set forth in these Terms of Service is solely at Stop The MCA’s discretion, and failure to enforce such rules in some instances does not constitute a waiver of our right to enforce such rules in other instances. In addition, these rules do not create any private right of action on the part of any third party or any reasonable expectation that the Sites will not contain any content that is prohibited by such rules. As a provider of interactive services, Stop The MCA is not liable for any statements, representations, or User Content provided by its users in any public forum, blog or other Interactive Area. Although Stop The MCA has no obligation to do so, it reserves the right, and has absolute discretion, to remove, screen or edit any User Content posted or stored on the Sites at any time and for any reason without notice, and you are solely responsible for creating backup copies of and replacing any User Content you post or store on the Sites at your sole cost and expense. Any use of the Interactive Areas or other portions of the Sites in violation of the foregoing violates these Terms of Service and may result in, among other things, termination, or suspension of your rights to use the Interactive Areas and/or the Sites. Except as otherwise provided, you retain ownership of all User Content you post on the Sites. However, if you post User Content to the Sites, unless we indicate otherwise, you grant Stop The MCA and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such User Content throughout the world in any manner or media, including, without limitation, in advertising, fundraising and other communications in support of Stop The MCA and the issues, and causes it supports, without any right of compensation or attribution. You grant Stop The MCA and its affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that (a) you own and control all of the rights to the User Content that you post or you otherwise have the right to post such User Content to the Sites; (b) the User Content is accurate and not misleading; and (c) use and posting of the User Content you supply does not violate these Terms of Service and will not violate any rights of or cause injury to any person or entity.

10. Registration Data; Account Security

In consideration of your use of the Sites, you agree to (a) provide accurate, current and complete information about you as may be prompted by any registration forms on the Sites (‘Registration Data’); (b) maintain the security of your password and identification; (c) maintain and promptly update the Registration Data, and any other information you provide to Stop The MCA, to keep it accurate, current and complete; and (d) accept all risks of unauthorized access to the Registration Data and any other information you provide to Stop The MCA.

11. Indemnification

You agree to defend, indemnify and hold harmless Stop The MCA, its independent contractors, service providers and consultants, and their respective directors, employees and agents, from and against any claims, damages, costs, liabilities and expenses (including, but not limited to, reasonable attorneys’ fees) arising out of or related to any User Content you post, store or otherwise transmit on or through the Sites, your use of the Interactive Areas, or any act or omission relating to the Site or the User Content, including, without limitation, any actual or threatened suit, demand or claim made against Stop The MCA and/or its independent contractors, service providers, employees, directors or consultants, arising out of or relating to the User Content, your conduct, your violation of these Terms of Service or your violation of the rights of any third party.

12. Disclaimers

Except as expressly provided to the contrary in a writing by Stop The MCA, the Sites, the Site Materials contained therein and the services provided on or in connection therewith (the ‘Services’) are provided on an ‘as is’ basis without warranties of any kind, either express or implied. Stop The MCA disclaims all other warranties, express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose, title and non-infringement and as to accuracy or reliability of the information, content, forms or other Site Materials accessed through the Site. Stop The MCA does not represent or warrant that the Sites, the Site Materials or the Services are accurate, complete, reliable, current or error-free.

Stop The MCA is not responsible for typographical errors or omissions, including those relating to pricing, text or photography. While Stop The MCA attempts to make your access and use of the Sites and Services safe, Stop The MCA cannot and does not represent or warrant that the Sites, the Site Materials or the server(s) are free of viruses or other harmful components; therefore, you should use industry-recognized software to detect and disinfect viruses from any download.

Stop The MCA reserves the right to change any and all content contained in the Sites and any Services offered through the Sites at any time without notice. Reference to any products, services, processes or other information, by trade name, trademark, manufacturer, supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by Stop The MCA.

13. Limitation of Liability

In no event shall Stop The MCA or our employees, agents or volunteers be liable for any direct, special, indirect or consequential damages, or any other damages of any kind, including but not limited to loss of use, loss of profits or loss of data, whether in an action in contract, tort (including but not limited to negligence) or otherwise, arising out of or in any way connected with the use of or inability to use the Sites, the Services, the content or the Site Materials contained in or accessed through the Site, including, without limitation, any damages caused by or resulting from reliance by user on any information obtained from Stop The MCA, or that result from mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission or any failure of performance, whether or not resulting from acts of God, communications failure, theft, destruction or unauthorized access to Stop The MCA’s records, programs or services. In no event shall the aggregate liability of Stop The MCA, whether in contract, warranty, tort (including negligence, whether active, passive or imputed), product liability, strict liability or other theory, arising out of or relating to the use of or inability to use the Sites or the Site Materials exceed any compensation you pay, if any, to Stop The MCA for access to or use of the Sites.

Certain state laws do not allow limitations on implied warranties or the exclusion of limitation of certain damages. Therefore, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.

Severability

If any provision of these Terms of Service shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Service and shall not affect the validity and enforceability of any remaining provisions.

Applicable Law and Venue

These Terms of Service and your use of the Site shall be governed by and construed in accordance with the laws of the United States applicable to agreements made and to be entirely performed within the United States, without resort to its conflict of law provisions. You agree that any action at law or in equity arising out of or relating to these Terms of Service shall be filed only in the state and federal courts located in the United States and you hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of such courts over any suit, action or proceeding arising out of these Terms of Service.

Termination

Notwithstanding any of these Terms of Service, Stop The MCA reserves the right, without notice and in its sole discretion, to terminate your license to use the Sites, and to block or prevent future your access to and use of the Sites.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging origination opt-in data and consent; this information will not be shared with any third parties.